Ben Larkin joined RMC Group as a Senior Building Consultant in 2024 and brings with him over 20 of experience in the insurance and claims industry. He specializes in large, complex property losses across the Untied States and has provided litigation support and testified in depositions.
Ben is a former commercial and residential property Executive General Adjuster having worked for two major carriers over his eighteen year career in adjusting. In this role, he handled all facets of claims including building repair estimating, business, personal, and property inventory, pricing, business income, and additional living expense analysis.
Projects
-
City of Cleveland, Cleveland, MS - Municipal
Consulted and assessed damage on multiple locations for municipality buildings affected by a hail storm. Duties performed include coordinating personnel and schedule for the inspections, and providing a consolidated report and cost analysis. Loss exposure totaled $4.7M. -
Kith Furniture, Haleyville, AL - Manufacturing
Consulted and assessed damages to a furniture manufacturing company that totaled $7.9M. Provided cost analysis for repairs and identified code upgrades on a property in excess of 400K SF. -
Tailwind Properties, MS, TX, MO, IA - Habitational & Educational
Consulted and and assessed damage to multiple student housing apartment complexes in four states due to frozen pipes with damage assessed at $5.1M. Developed repair costs and compared those to repair invoices. Mitigation invoices were analyzed and communicated. -
First Baptist Church of Leroy, Leroy, AL - Religious
Consulted on a $2.9M loss to a church. Damages included two buildings, roof covering, HVAC and building interiors. Duties included rebuilding a structure from ground level and analyzing mitigation estimates. -
Large Multi-Family Complex, Hamilton, KY - Habitational
Adjusted complex loss to sixty-five unit apartment complex damaged by tornado winds with exposure of $3.8M. All aspects of the loss to include preparing a building repair estimate, BPP inventory and pricing, and business income analysis were created. -
High-End Residential Homes, Dallas, TX - Residential
Complete adjustment of multiple high end residential homes due to water damage from frozen pipes. Total exposure of all losses exceeded $4.1M. Building repair estimates, content inventory and pricing worksheets, and additional living expenses calculations were generated. -
Large Multi-Family Complex, Columbus, GA - Habitational
Complete adjustment of thirty unit apartment complex damaged by fire. Building damage exceeded $3M. All aspects of the loss to include preparing a building repair estimate, BPP inventory and pricing, and business income analysis were created.
Related Services
Relevant Experience
- RMC Group
Senior Building Consultant
2024 to Present - Envista Forensics / DBI
Sr. Building Consultant / Senior Project Manager II – 2021 to 2024 - State Auto Insurance
General Adjuster - Property – 2019 to 2021 - Sedgwick Management Service
General Adjuster - Property– 2018 to 2019 - Farmers Insurance Group
Special General Adjuster / Executive General Adjuster – 2014 to 2018 - Farmers Insurance Group
Senior General Adjuster - Property -
2009 to 2014 - Farmers Insurance Group
Field Claims Supervisor - Property – 2007 to 2009 - Farmers Insurance Group
Field Claims Adjuster - Property – 2003 to 2007 - U.S. Army
Active Duty and National Guard– 1997 to 2005
Education
- Southern Oregon University
Bachelor of Science - Criminology